The right way to Protect Your own self Once Picking out a Roofing Contractor
August 31, 2021 Business
There is no such thing to be overprotective in regards to your house and your finances. There are many of roofing contractors out there that are ready to bend the rules to simplify things for themselves, causing problems for you personally and your roof. Even honest contractors make mistakes every once in a while. That’s why it’s important to understand these 4 simple ways to protect yourself when choosing a roofing contractor.
Problem: You hire a roofing contractor to repair a trickle on your roof. One of their staff decides not to make use of proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.
Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recoup expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an urgent storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of one’s building. You get paying to repair the damages yourself.
Solution: If damage occurs to your house or building that’s the fault of a roofing contractor, you wish to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the specific situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there’s no coverage at all. Try to find coverage that doesn’t exclude water damage caused by leaving a roof open.
Problem: You hire a fresh roofing company to work with your roof. A couple of months later you notice a leak. You try to get hold of the organization, but can’t find their information. You try to appear them up by their business license and you discover that there is never a small business license issued for that company. You’re forced to cover the repairs yourself.
Solution: Check beforehand that the roofing contractor has a small business license. When they don’t have a license, it is actually a sign they don’t know very well what they’re doing. The business could easily disappear or walk out business.
In the state of Utah, your roofing company must have a shingle license and an over-all roofing license to install a pitched roof. An appartment roof installation only takes a general roofing license.
A broad contractor is legally able to install a roof without a roofing license if they have an over-all contractor license. However Commercial Roof Maintenance in Burnaby, there has been a lot of cases of general contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners as well as home owners. It is great for an over-all contractor to truly have a roofing license along with their general contractors license.
In Utah, the number for an over-all roofing licence is S280. The general contractors license is B100.
If your roofing contractor is in the center of working on your roof and you discover they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You’re not required to pay anything to the contractor because they were operating illegally. Then you’re able to locate a qualified contractor to repair your roof and finish the job.
Problem: Your roof has been completed and you spend the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You find that the contractor did not pay his supplier and that you are now responsible for that payment. It’s happened and sometimes happens to you.
Solution: Make sure you request a lien waiver when the task is completed and before you pay. A lien waiver simply states when the contractor fails to produce his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in position to protect the home or building owner from paying twice. If you receive the lien waiver before you spend, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any extra paperwork.
Though it could be uncomfortable, it is essential to protect yourself from issues like these. Ask to see proof of your roofing contractor’s workers compensation, liability insurance and business license. Also, be sure they’re ready to sign a lien waiver once your roof is completed.
If you select a respected, experienced contractor, these types of issues will not be a problem in the first place. Find reviews and testimonials for your contractor to see what some of their other customer’s experiences have been.